X-Pay, LLC

BALANCE POINT

Payroll services, namely, providing electronic processing of ACH transactions via a global computer network; payroll tax debiting services; direct deposit banking services; COBRA insurance administration; administration of employee welfare benefit plans concerning Insurance;Human capital services, namely, the administration of and preparation of business payroll; human resource analysis and management; business management services relating to time and labor tracking of employees;

BALANCE POINT HCM

ACH services, namely, providing electronic processing of ACH transactions via a global computer network; payroll tax debiting services; direct deposit banking services; COBRA insurance administration; administration of employee welfare benefit plans concerning insurance;Human capital services, namely, the administration of and preparation of business payroll; human resource analysis and management; business management services relating to time and labor tracking of employees;HCM;

CONNECT

Providing information in the field of employee financial benefit plans and administration of employee financial benefit plans for clients via the Internet;

ORANGE

Human capital services, namely, the administration of and preparation of business payroll; human resource analysis and management; time and labor tracking; ACH services; payroll tax and direct deposit services; and benefits administration;