Virtual Communications, Inc.

CASHMASTER

computer software for corporate banking on the internet that allows financial institutions and their customers to perform business banking transactions online, namely, cash management transactions;CASH MASTER;

EXPENSEANYWHERE

computer software that allows businesses to manage and control their expenses via the internet and intranet;EXPENSE ANY WHERE;

INVOICEANYWHERE

Computer software that allows businesses to manage and control their supplier invoices and cash management services via the internet and intranet;INVOICE ANYWHERE;

P-C@ARD SYSTEM

SYSTEM;corporate controlled, multi-account, debt based procurement and web-based reconciliation service;

P-C@RD SYSTEM

computer programs for use in automating an accounts payable process;P CORD SYSTEM;P-CARD;

VIRTUAL

long distance service for commercial businesses and hotels, complete telecommunication products and services to tenants of commercial buildings;The mark is conventionally lined for the colors purple and silver.;

WEB@TM

computer software that permits financial institutions to allow customers online access to a web-based system that automates banking services;