Tera, Inc.

TERA

Magnetically encoded cards, namely, charge cards, credit cards, debit cards, and payment cards; credit, debit, charge and payment cards containing an encoded electronic chip; credit, debit, charge and payment cards containing a blank electronic chip; downloadable computer software for facilitating commercial transactions through electronic means via wireless networks, global computer networks and mobile telecommunications networks; downloadable computer software for use in connection with the electronic storage, transmission, presentation, verification and authentication of credit, debit, charge and payment cards;Issuance of credit, debit, charge and payment cards; issuance of virtual credit, debit, charge and payment cards, and electronic stored value accounts; credit, debit, charge and payment card payment and transaction processing services; virtual credit, debit, charge and payment card transaction processing; Financing loans for business payments through use of corporate credit, debit, charge and payment cards; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; corporate cash management services; financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; electronic processing of wireless wallets, mobile wallets and virtual credit, debit, charge and payment card transactions;Provision of an on-line expense management tool for others in the nature of providing temporary use of online non-downloadable software for transaction approval and expense management; Computer services, namely, hosting and maintaining online website for others to provide feedback and information with respect to physical and virtual credit, debit, charge and payment card membership; Providing temporary use of a web-based software application for controlling, monitoring and validating credit, debit, charge and payment card transactions and virtual payment transmissions;