Royal & SunAlliance USA, Inc.

BROADCASTERS BUSINESS ASSURANCE

Insurance services and namely underwriting of insurance products in the fields of commercial property, casualty and inland marine, workers compensation, and automobile insurance as well as umbrella insurance coverage; and services in connection with underwriting of such insurance, namely, loss control, risk management, and claim processing;BROADCASTERS BUSINESS;

MANAGEMENT ASSURANCE

underwriting of financial insurance products in the fields of commercial property and casualty insurance and group and individual life, health, and accident insurance, namely, (a) directors and officers liability insurance, (b) employment practices liability insurance, (c) fiduciary liability insurance, (d) fidelity and financial fraud insurance, and (e) kidnap/ransom and extortion insurance; and services in connection with underwriting of such insurance, namely, loss control, risk management, and claim processing;

NAVIGATING THE CHANGING TIDES OF BUSINESS

insurance services, namely, loss control and risk management services; claim processing and actuarial services; underwriting property and casualty insurance; reinsurance underwriting services; and underwriting workers' compensation;

PRIVATE STOCK

underwriting of financial insurance products in the field of commercial property and casualty insurance, namely, (a) directors and officers liability insurance, (b) employment practices liability insurance, (c) fiduciary liability insurance, (d) fidelity and financial fraud insurance, and (e) kidnap/ransom and extortion insurance; and services in connection with underwriting of such insurance, namely, loss control, risk management, and claim processing;

PUBLIC STOCK

underwriting of financial insurance products in the field of commercial property and casualty insurance, namely, (a) directors and officers liability insurance, (b) employment practices liability insurance, (c) fiduciary liability insurance, (d) fidelity and financial fraud insurance, and (e) kidnap/ransom and extortion insurance; and services in connection with underwriting of such insurance, namely, loss control, risk management, and claim processing;

ROYAL FIRST

insurance services, namely an on-line, telephone and telefax-based service for insureds to report commercial and specialty property and casualty, workers' compensation and personal lines claims;

ROYAL FLEX

insurance underwriting services for commercial property insurance designed by use of computerized rating and form construction;

ROYAL SUN

insurance services, namely, loss control and risk management services, claim processing, and actuarial services; underwriting property and casualty insurance; reissuance underwriting services, and group and individual life, health and accident insurance;

TEAMCOVER

Insurance services, namely, claims management and claims adjusting, underwriting and underwriting management , and loss prevention counseling in the field of professional liability insurance;TEAM COVER;

THREE CENTURIES OF COVERAGE

3 CENTURIES OF COVERAGE;insurance services, namely, loss control and risk management services; claim processing and actuarial services; underwriting property and casualty insurance; reinsurance underwriting services; and underwriting workers' compensation;

VIKING INSURANCE

automobile insurance underwriting services;INSURANCE;

WORKING LEFT AND RIGHT OF ZERO

insurance services, namely, loss and accident prevention management and consulting services focusing on proactive and reactive steps to control and prevent loss;

WORKING LEFT OF ZERO

insurance services, namely, loss and accident prevention management and consulting services focusing on proactive steps to control and prevent loss;

YOU HAVE OUR ATTENTION

INSURANCE SERVICES, NAMELY, LOSS CONTROL AND RISK MANAGEMENT SERVICES, CLAIM PROCESSING, AND ACTUARIAL SERVICES; UNDERWRITING PROPERTY AND CASUALTY INSURANCE; REINSURANCE UNDERWRITING SERVICES AND UNDERWRITING GROUP AND INDIVIDUAL LIFE, HEALTH, AND ACCIDENT INSURANCE;