Refundo, LLC

BANC

Computer communications software to allow customers to access bank account information and transact bank business; Magnetically encoded debit cards;Debit cards without magnetic coding;Arranging and provision of credit, loans, insurance, currency exchange and travellers cheques; Charge card and credit card services; Credit and debit card services; Credit card and debit card services; Debit card services; Electronic debit transactions; Electronic payment services by which utility customers may apply money from various sources for payment of energy costs; Electronic transfer of money; Electronic transfers of money; Exchanging money; Financial counseling services, namely, helping others build a better working relationship with their money; Financial services, namely, funding online cash accounts from prepaid cash cards, bank accounts and credit card accounts; Financial services, namely, money lending; Issuing prepaid credit cards; Issuing prepaid debit cards; Money exchange services; Money transfer; Money wiring services; On-line banking services featuring electronic alerts that alert credit and debit card users when a single transaction exceeds a certain amount; On-line prepaid card services; Payment processing services, namely, credit card and debit card transaction processing services; Pre-paid purchase card services, namely, processing electronic payments made through prepaid cards; Processing electronic payments made through prepaid cards; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Stored value prepaid card services, namely, processing electronic payments made through prepaid cards;Providing fraud detection services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; Providing user authentication of electronic funds transfer, credit and debit card and electronic check transactions via a global computer network;