Pinnacle Advisory Group, Inc.

ONPOINT

ON POINT;Financial administration of post-retirement cash flow management, namely, by maximizing post-retirement cash flow by optimizing the use of principal, capital gains, dividends, and interest, to meet client retirement spending goals; Financial management in the field of investment portfolios, namely, managing sequence risk by utilizing proprietary tactical asset allocation strategies; Financial planning; Financial planning and investment advisory services; Financial planning for retirement; Financial planning, namely, improving portfolio tax efficiency by using a proprietary formula that ranks holding period, yield, tax efficiency factors, expected return, and volatility; Financial retirement plan consulting services;