LENDING SCIENCE DM, INC.

CONNECT

Targeted marketing services;

OPTISCREEN

OPT SCREEN;Credit risk management; Credit scoring services; Evaluation of credit bureau data; Evaluation of the credit worthiness of companies and private individuals;Targeted marketing services;Data mining;

REACH

Business monitoring and consulting services, namely, tracking web sites and applications of others to provide strategy, insight, marketing, sales, operation, product design, particularly specializing in the use of analytic and statistic models for the understanding and predicting of consumers, businesses, and market trends and actions;

SCORE360

SCORE 360;software as a service (SaaS) featuring a software system, databases, interfaces to credit bureaus, and credit attributes, enabling users such as banks, credit card issuers, auto finance companies, consumer finance companies, commercial and small business lenders, retailers, collection agencies, credit unions, credit bureaus, payday lenders, telecommunication firms and utility providers to implement and validate customized credit scorecards and scoring models, credit policies and strategies, and credit decisions and monitor, analyze, and generate reports regarding performance of accounts;