Express Financial Transactions, Inc.

EFT EXPRESS FINANCIAL TRANSACTIONS, INC.

credit and debit card services; providing and servicing card reading electronic point of sale devices used for processing credit and debit card transactions; data processing services in connection with credit and debit card services;

PERSONAL PAL

electronic point of sale device consisting of a debit and credit card reading terminal and manual transmission key pad which interfaces with all ATM and point of sale networks, and transmits such information over telephone lines;

SEC TECHNOLOGY

computer program for use with electronic point of sale devices used in linking debit and credit cards with all ATM and point of sale networks;TECHNOLOGY;consultation services with regard to electronic point of sale devices used to read debit and credit cards which interface with all ATM and point of sale networks;