MONTHLY NEWSLETTER ABOUT PAYROLL ISSUES

Brand	Owner	Address	Description
IOMA'S PAYROLL MANAGER'S REPORT	INSTITUTE OF MANAGEMENT AND ADMINISTRATION, INC.	29 West 35th Street 5th Floor New York NY 100012200	monthly newsletter about payroll issues;IOMAS PAYROLL MANAGERS REPORT;PAYROLL MANAGER'S REPORT;
	Where the owner name is not linked, that owner no longer owns the brand

Technical Examples

Employees gain access to a payroll and work management system by authentication at a multi-purpose terminal with a bankcard encoded with a unique account number and a personal identification number (PIN). The terminal may then be used to check-in and checkout of work, to receive new work instructions or assignments, to review payroll details, to print a payroll stub, to execute financial transactions, to print a receipt of financial transactions or to review or to upload the results of work quality audits. The invention also includes systems and methods that utilize such multi-purpose terminals to calculate the payroll and deductions for each employee and to issue electronic fund transfers from the employer's bank account to deposit the net pay in a bank account associated with each employee's bankcard so that the pay is immediately accessible by each employee, such as by withdrawal of cash at an ATM or by purchases at a point of sale. Electronic payrolls may be processed and employee's accounts credited with pay on a daily basis, or on any preset period of time, including hourly.