FINANCIAL SERVICES ECONOMIC CONSULTATIONAND SECURITIES

Brand	Owner	Address	Description
FINANCIAL CHECKUP	MERRILL LYNCH, PIERCE, FENNER & SMITHINCORPORATED	1 LIBERTY PLAZA 165 BROADWAY NEW YORK NY 10080	FINANCIAL SERVICES ECONOMIC CONSULTATIONAND SECURITIES PORTFOLIO ANALYSIS FOR RETIREMENT PLANNING;
	Where the owner name is not linked, that owner no longer owns the brand

Technical Examples

The invention provides consumers with the services of multiple cards or accounts while allowing consumers to carry a single card, transponder, code and/or other access device. Because the card may access combined services such as financial transaction services and transportation services, the system may facilitate charging the financial account for the transportation services. The system may allow the consumer to use loyalty points or geographic based loyalty points to pay for the transportation services. The system may also limit the use of certain loyalty points based upon the geographic area for certain transportation services in certain geographic areas.