DISPUTE FLOW

Brand	Owner	Address	Description
DISPUTEFLOW	MIDIGATOR	487 W 50 N American Fork UT 84003	DISPUTE FLOW;Chargeback recovery services; financial services in the nature of chargeback analysis and prevention, namely, credit card chargeback analysis and chargeback prevention in the field of payment processing; financial services provided to merchants, namely, financial and credit transaction risk assessment and outsourced chargeback recovery services; financial risk management services; merchant banking services; payment transaction dispute processing services; financial and credit transaction risk assessment; financial management, namely, identifying and managing high risk chargeback customers and transactions; financial information management services;Fraud detection services in the field of credit cards for on-line purchasing, namely, electronic monitoring of credit card activity to detect fraud via the internet; fraud detection services in the field of credit cards, debit cards, and payment cards for financial transactions, namely, electronic monitoring of credit card, debit cards, and payment cards activity to detect fraud via the internet; fraud detection services in the field of insurance, credit cards, banking, retail, and financial transactions, namely, electronic monitoring of insurance, credit card, banking, retail, and financial transactions activity to detect fraud via the internet; providing fraud detection services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network, namely, electronic monitoring of electronic funds transfer, credit and debit card and electronic check transactions to detect fraud via the internet; fraud detection and fraud protection services, namely, computer security services for protecting financial data and information from unauthorized access; fraud protection services, namely, electronic monitoring of personally identifying information to detect fraud via the internet; software as a service featuring software to reduce chargebacks and aid the resolution of billing inquiries and disputes; providing temporary use of non-downloadable computer software to provide chargeback recovery analysis, reports, dispute history and recovery services; software as a service (SAAS) services featuring software for management of payment disputes; software as a service (SAAS) services featuring software for monitoring, analyzing, and reporting financial transactions and payment data; providing temporary use of non-downloadable software for storing, managing, tracking, and analyzing data;
	Where the owner name is not linked, that owner no longer owns the brand

Technical Examples

A computer-implemented and Internet-based method of managing Accounts Receivable (AR) information includes steps of receiving a customer request for remote Internet access to AR information (such as pending invoices) owned by vendor; retrieving the customer's AR information from a database and enabling the retrieved AR information to be remotely displayed for the customer and enabling the vendor's internal personnel to retrieve and to display the customer's AR information simultaneously as the AR information is displayed for the customer. The customer may dispute an invoice accessed from the database by accessing the vendor's Web site and by selecting a reason code for the dispute and at least a disputed amount to create a pending Credit Memo Request, all without direct manual involvement from the vendor. The pending Credit Memo Request may then sent to and routed through a selected process for the selected reason code, a selected hierarchy of persons empowered to approve Credit Memo Request incorporating the selected reason code and/or a primary approver for the selected reason code. Upon approval of the Credit Memo Request, a Credit Memo may be automatically generated and the disputed amount may be credited to the disputed invoice. The customer may be notified of the approval or rejection of the Credit Memo Request, as may be selected personnel internal to the vendor. Real time balances may be available to the customer on a self-serve basis, as are other common AR-related services.