DISCOUNT PURCHASING CLUB CONSUMERS

Brand	Owner	Address	Description
INSIDERS DISCOUNT SHOPPING CLUB	United Consumers Benefits Group, Inc.	6864 Engle Road Cleveland OH 44130	discount purchasing club for consumers on a membership basis;
	Where the owner name is not linked, that owner no longer owns the brand

Technical Examples

A method of purchasing goods and services in combination with a gaming feature is described. Consumers are provided with a bank card, which is used to identify consumers, extend credit to them and communicate purchasing data to a centralized location. A pool of funds is established in relationship to the use of the bank card by consumers. Periodically, a lottery is conducted for distributing prizes to consumers by distributing proceeds from the pool of funds.