CREDIT INFORMATION SERVICES NAMELY PROVIDING

Brand	Owner	Address	Description
ACROFILE PLUS	EQUIFAX INC.	1550 Peachtree Street NW Atlanta GA 30309	Credit information services namely providing credit information relating to consumer applicants for credit, mortgage loans, utility services and employment, and fraud prevention; providing credit application processing; credit inquiry and consulting services;
	Where the owner name is not linked, that owner no longer owns the brand

Technical Examples

A method and system for processing negotiable economic credits (e.g., cash, credit card, enterprise incentives/award such as frequent flier miles, etc.) through a hand held device. Credits are storable in the form of credit data in a credit database associated with a point of sale and/or hand held device. Credit is retrievable from the credit database, in response to synchronizing a hand held device, such as a PDA, wireless PDA, paging device, cellular telephone, or other hand held computing device, with the point of sale. Credit data may be transferred to/from the hand held device, thereby permitting a user to maintain and manage enterprise credits based on the credit data, utilizing the hand held device. In one embodiment, when a particular number of enterprise credits have been earned, the user may utilize such credits to receive price discounts on enterprise products or services, or awards of such products or services. A user may also use credits earned for enterprise sponsored credit programs unrelated to transactions at unrelated enterprise having compatible points of sale for providing/receiving/processing credits, so long as credits are recognized at a point of sale.